Funding solutions

The right capital for every season.

Seven flexible products, one human team. Below is exactly what each one is, who it's best for, and the amounts and terms you can expect.

Funding range$5K – $500K

Most flexible

Business Line of Credit

A revolving pool of capital you can draw from again and again. Borrow what you need, repay it, and the limit refreshes — so it's there the next time opportunity or a curveball shows up.

Only pay interest on the funds you actually use
Draw funds in minutes once approved
No prepayment penalties, ever

Best forCash-flow gaps

Amounts$5K–$500K

Terms6–24 months

Learn more about Line of Credit

Funding range$5K – $250K

Fastest to fund

Short-Term Loans

A single lump sum delivered fast and repaid over a few months. Ideal when you know exactly what you need and want predictable, fixed payments to match.

Same-day and next-day funding available
Fixed, predictable repayment schedule
Minimal documentation required

Best forUrgent needs

Amounts$5K–$250K

Terms3–18 months

Learn more about Short-Term Loans

Funding range$25K – $5M

For big moves

Long-Term Loans

Larger amounts spread over years, with gentler monthly payments. The right choice for expansion, renovation, acquisitions, or any investment that pays off over time.

Lower monthly payments preserve cash flow
Competitive rates for established businesses
Up to $5M for major growth initiatives

Best forExpansion

Amounts$25K–$5M

Terms2–5 years

Learn more about Long-Term Loans

Advance up to90% of invoice

Unlock earned cash

Invoice Factoring

Sell your unpaid invoices and get up to 90% of their value upfront. Stop letting Net-30, 60, or 90 terms strangle your cash flow — the money you've earned works for you now.

Funding scales automatically as you invoice more
Approval based on your customers' credit, not just yours
Optional collections support included

Best forB2B billers

AdvanceUp to 90%

TermsNet 30–90

Learn more about Invoice Factoring

Funding range$10K – $2M

Asset-backed

Equipment Financing

Acquire trucks, machinery, kitchen lines, medical devices, or technology and let the equipment itself secure the loan. Keep your working capital free for everything else.

Finance up to 100% of equipment cost
Potential tax advantages on financed assets
New or used equipment, any vendor

Best forAsset purchases

Amounts$10K–$2M

Terms1–7 years

Learn more about Equipment Financing

Funding range$5K – $500K

Revenue-flexible

Merchant Cash Advance

Receive a lump sum today and repay it as a small, fixed percentage of your daily card sales. Payments rise and fall with your revenue — lighter on slow days, by design.

Payments flex with your daily sales volume
Approval emphasizes sales history over credit
Funds in as little as 24 hours

Best forHigh card volume

Amounts$5K–$500K

RepaymentSales-based

Learn more about Merchant Cash Advance

Funding range$50K – $5M

Lowest rates

SBA Loans

Government-backed loans with the most favorable rates and longest terms we offer. The application is famously involved — so we guide you through every form and milestone.

Among the lowest available rates on the market
Repayment terms up to 25 years
A dedicated specialist handles the paperwork with you

Best forLong-term value

Amounts$50K–$5M

TermsUp to 25 yrs

Learn more about SBA Loans

Side by side

Compare every product at a glance

Not sure where to start? Our advisors will help you pick — and often blend two for the perfect fit.

Product	Amounts	Terms	Speed	Best for
Line of Credit	$5K – $500K	6–24 months	Same / next day	Ongoing cash-flow flexibility
Short-Term Loan	$5K – $250K	3–18 months	Same / next day	Fast, one-time needs
Long-Term Loan	$25K – $5M	2–5 years	2–5 days	Expansion & big projects
Invoice Factoring	Up to 90% advance	Net 30–90	1–2 days	B2B with slow-paying clients
Equipment Financing	$10K – $2M	1–7 years	1–3 days	Buying assets & machinery
Merchant Cash Advance	$5K – $500K	Sales-based	As fast as 24h	High daily card volume
SBA Loan	$50K – $5M	Up to 25 years	2–6 weeks	Lowest rates, long horizon

Plan ahead

Estimate your funding

Slide to your amount, choose a term, and see an estimated monthly payment instantly. Adjust the assumed rate to model different scenarios.

Funding amount $100,000

$5,000 – $5,000,000

Term length 24 mo

Assumed rate (APR) 14.0%

Estimated monthly payment

$0 / mo

Funding amount$0

Total of payments$0

Total cost of capital$0

Estimate only. Figures are illustrative and assume equal monthly amortization at the rate shown. Actual rates, fees, terms, and payments depend on underwriting and your selected product. Not an offer of credit.

How it works

Same simple path, whatever you choose

01 Apply & submit

Apply in 5 minutes

One short online application and a few bank statements. No hard credit check to see your options.

02 Underwrite & approve

Get a decision in 24–48h

A real advisor reviews your file and returns clear, plain-English terms — no hidden fees.

03 Sign & fund

Sign & get funded

E-sign and the capital lands fast — often same day, frequently the next.

Find your perfect fit.

Tell us your goal and we'll match you to the right product in minutes.

Apply now Read FAQs