Carrying costs add up
Taxes, insurance, utilities, and maintenance run every month a property sits, whether or not it is generating income yet.
Industries we serve
Move fast on the right deal.
Real estate rewards speed and patience in equal measure. We cover carrying costs, fund renovations, and let you act on time-sensitive deals while permanent financing comes together.
The challenges
What makes real estate funding different
We have funded enough real estate businesses to know exactly where the cash-flow pressure points are.
Renovation cash gaps
Value-add projects require significant upfront spend on labor and materials before the property can be leased or sold.
Time-sensitive opportunities
The best deals do not wait for slow financing — you need capital ready to move when one appears.
Lumpy, uneven income
Closings and rent rolls do not line up neatly with the steady expenses of holding and improving property.
Funding solutions
Funding solutions for real estate
Based on how real estate businesses actually operate, these are the products our advisors recommend most.
By the numbers
The real estate reality
$5M
available for acquisition, renovation, and refinancing
Up to 25 yrs
repayment terms on SBA-backed real estate loans
2–5 days
to fund a bridge while permanent financing closes
In their words
A real estate owner like you
“A mixed-use building came up and I had 48 hours to act. A short-term loan from Solstice let me lock it down, and we refinanced into an SBA loan after the renovation. The deal would have been gone otherwise.”
Eligibility
Do you qualify?
Real estate operators and investors with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score are encouraged to apply. Larger SBA structures have additional requirements.
- 6+ months in business. Enough history to show us how you operate.
- $15,000+ in monthly revenue. Steady revenue is what we care about most.
- 500+ credit score. We weigh the full picture, not a single number.
Capital built for real estate.
Apply in five minutes and talk to an advisor who understands your trade.