Project-based, lumpy billing
Revenue arrives in milestones and retainers, while salaries and overhead are due on a steady, predictable cadence.
Industries we serve
Capital that respects your margins.
Firms bill in projects and retainers, but payroll and growth do not wait. We bridge project-based billing and fund the talent and expansion that drive your next stage.
The challenges
What makes professional services funding different
We have funded enough professional services businesses to know exactly where the cash-flow pressure points are.
Slow client payment
Even strong clients often pay on Net-30 to Net-60 terms, stretching cash between delivery and collection.
Talent is the product
Growth means hiring skilled people ahead of the revenue their work will eventually generate.
Funding expansion
New offices, software, or a practice area require upfront investment your current cash flow may not cover.
Funding solutions
Funding solutions for professional services
Based on how professional services businesses actually operate, these are the products our advisors recommend most.
By the numbers
The professional services reality
Net 30–60
common client payment terms
Up to 90%
of an unpaid invoice advanced immediately
48 hrs
to a decision on most requests
In their words
A professional services owner like you
“Our biggest client pays on Net-60 and it always crunched payroll. Factoring those invoices with Solstice smoothed everything out, and a line of credit funded two senior hires. We grew 40% without ever sweating cash flow.”
Eligibility
Do you qualify?
Professional services firms with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score are a strong fit for our flexible, margin-friendly funding.
- 6+ months in business. Enough history to show us how you operate.
- $15,000+ in monthly revenue. Steady revenue is what we care about most.
- 500+ credit score. We weigh the full picture, not a single number.
Capital built for professional services.
Apply in five minutes and talk to an advisor who understands your trade.