Sharp seasonality
Peak-season revenue must carry the slow months, when fixed costs like staff and utilities keep running.
Industries we serve
Funding that flexes with occupancy.
Hotels and venues live by the season and the upgrade cycle. We help you renovate rooms, refresh amenities, and weather the off-season without stress.
The challenges
What makes hospitality funding different
We have funded enough hospitality businesses to know exactly where the cash-flow pressure points are.
Constant reinvestment
Guests expect fresh rooms and modern amenities; deferring upgrades quietly erodes occupancy and rates.
Capital-heavy renovations
A room refresh or lobby remodel is a large outlay that pays back gradually through higher rates and bookings.
Booking-to-cash timing
Group bookings and OTA settlements can delay cash even when the calendar looks full.
Funding solutions
Funding solutions for hospitality
Based on how hospitality businesses actually operate, these are the products our advisors recommend most.
By the numbers
The hospitality reality
Up to 25 yrs
SBA terms for property and renovation financing
$5M
available for major hospitality projects
Seasonal
repayment options aligned to occupancy
In their words
A hospitality owner like you
“We renovated 40 rooms and upgraded the lobby with an SBA loan through Solstice. Their specialist handled the paperwork and the long term kept payments easy. Our average rate and reviews both jumped the next season.”
Eligibility
Do you qualify?
Hospitality businesses with 6+ months in operation, $15,000+ in monthly revenue, and a 500+ credit score are well suited. Larger SBA and long-term structures carry additional requirements.
- 6+ months in business. Enough history to show us how you operate.
- $15,000+ in monthly revenue. Steady revenue is what we care about most.
- 500+ credit score. We weigh the full picture, not a single number.
Capital built for hospitality.
Apply in five minutes and talk to an advisor who understands your trade.