Costly diagnostic equipment
Today's vehicles demand scanners, lifts, and specialized tools that carry a serious price tag to buy and update.
Industries we serve
Keep every bay booked.
Modern repair takes expensive diagnostic gear and a stocked parts shelf. We finance the equipment and keep your inventory ready so no car waits and no bay sits empty.
The challenges
What makes auto repair funding different
We have funded enough auto repair businesses to know exactly where the cash-flow pressure points are.
Parts inventory tying up cash
Keeping the right parts on hand to finish jobs same-day means money sitting on shelves.
Unpredictable demand
Some weeks every bay is full; others are quiet — but rent, lifts, and technician wages stay constant.
Customer financing gaps
Big repair bills can stall a customer's approval, leaving your completed work waiting to be paid.
Funding solutions
Funding solutions for auto repair
Based on how auto repair businesses actually operate, these are the products our advisors recommend most.
By the numbers
The auto repair reality
$40K+
for a modern alignment rack and diagnostic suite
Same day
funding to grab a parts deal or fix a downed lift
1–3 days
to finance new shop equipment
In their words
A auto repair owner like you
“We financed a second lift and a new diagnostic scanner through Solstice and added a third tech. We went from turning cars away to same-day service on most jobs. The equipment paid for itself in a few months.”
Eligibility
Do you qualify?
Auto repair shops with 6+ months in operation, $15,000+ in monthly revenue, and a 500+ credit score are a great fit, especially for asset-backed equipment financing.
- 6+ months in business. Enough history to show us how you operate.
- $15,000+ in monthly revenue. Steady revenue is what we care about most.
- 500+ credit score. We weigh the full picture, not a single number.
Capital built for auto repair.
Apply in five minutes and talk to an advisor who understands your trade.